If you’ve worked with AI coding assistants like GitHub Copilot, Claude, or ChatGPT, you’ve probably experienced this phenomenon: Ask the AI to “build a pricing page with Stripe integration,” and you’ll get clean, functional code in seconds. But ask it to “make pricing change based on how much time users spent in the free tier,” and suddenly you’re debugging edge cases and filling in logical gaps.

This isn’t a bug—it’s a feature of how these models work. And understanding this pattern can dramatically improve how you collaborate with AI on coding projects.

The Pattern: From Hero to Zero

AI coding tools follow a predictable performance curve:

Early Project Phase: AI is your superhero

Later Project Phase: AI becomes your junior developer

Why This Happens: The Training Data Effect

The reason is simple: AI models excel at pattern recognition, not novel problem-solving.

When you ask for a Stripe pricing page, the model has seen thousands of similar implementations during training. It knows the standard patterns:

But when you ask for time-based dynamic pricing, you’re venturing into uncharted territory. There’s no standard implementation because every business has unique requirements. The AI has to actually reason through the problem rather than recognize a pattern—and current models are much better at the latter.

The Diminishing Returns Problem

This creates a fascinating dynamic where AI’s usefulness inversely correlates with your project’s maturity:

Week 1: “I built a complete CRUD app in 2 hours!”
Month 3: “I spent all morning debugging this one custom feature.”
Month 6: “I’m mostly writing code myself and using AI for small helper functions.”

As your project evolves and incorporates your unique business logic, you move further away from the “beaten path” that AI knows well. You’re no longer building generic software—you’re building your software.

The Deeper Issue: Understanding vs. Pattern Matching

Consider these two requests:

  1. “Add user authentication”
  2. “Add authentication where users can log in with email OR phone, but phone users get different permissions, and we need to sync with our legacy LDAP system”

The first request maps to countless examples in the training data. The second requires understanding your specific business context, technical constraints, and user flow—something no training example can capture.

AI doesn’t truly understand what authentication means in your business context. It just knows what authentication looks like in typical codebases.

Working With the Pattern, Not Against It

Understanding this limitation doesn’t mean AI becomes useless for complex projects. Instead, it means changing how you collaborate:

Do lean on AI for:

Don’t expect AI to:

Bridge the gap by:

The Silver Lining

This pattern actually reveals something positive: AI is incredibly good at eliminating boilerplate and speeding up the mundane parts of development. The 80% of standard implementation work that every project needs—forms, API calls, data validation, styling—AI can handle brilliantly.

This frees you to focus on the 20% that actually differentiates your product: the unique business logic, user experience innovations, and domain-specific features that make your project special.

Looking Forward

As AI models improve, this line between “standard patterns” and “novel requirements” will shift. Tomorrow’s AI might easily handle today’s complex custom logic. But there will always be a frontier of truly novel problems that require human insight and creativity.

The developers who thrive with AI won’t be those who expect it to build everything, but those who understand how to choreograph the dance between AI’s pattern-matching strengths and human creative problem-solving.

The question isn’t whether AI will replace developers—it’s whether developers will learn to amplify their uniquely human skills while letting AI handle the patterns it knows best.


What’s been your experience with this pattern? Have you found strategies for getting AI to help with more complex, domain-specific features? Share your thoughts and let’s continue this conversation.